Remitly vs Panda Remit: The Best Way to Send Money from the UK to Pakistan

Introduction

Sending money to Pakistan from the UK is a common need for many expats, families, and students. Whether it's for supporting family members, paying tuition, or covering emergency expenses, finding a reliable and affordable transfer service is crucial. Remitly send money Pakistan is one of the most popular options available, offering fast, secure, and convenient transfers.

While Remitly has become a trusted platform, Panda Remit provides an alternative for those looking for zero-fee first transfers and loyalty rewards. Many users consider comparing both services to get the best combination of fees, speed, and convenience.

Can You Send Money to Pakistan with Remitly?

Yes, Remitly supports transfers to Pakistan and offers multiple delivery options. Users can send money directly to bank accounts, opt for cash pickup, or use mobile wallet services. Each method has different speeds and fees, making it essential to choose the right option based on your needs.

Delivery Options

• Bank Deposit: Funds are deposited directly into the recipient’s bank account. Most major banks in Pakistan are supported.

• Cash Pickup: Recipients can collect cash at numerous Remitly partner locations.

• Mobile Wallet: Certain e-wallets can receive funds instantly, offering flexibility for recipients without traditional bank accounts.

Common Banks in Pakistan

• Habib Bank Limited (HBL)

• MCB Bank Limited

• United Bank Limited (UBL)

• Bank Alfalah

• Standard Chartered Pakistan

Common Mobile Wallets

• Easypaisa

• JazzCash

Note: Some remote locations may have limited access to cash pickup or bank deposits, so it is advisable to verify the recipient's preferred method beforehand. Panda Remit also offers instant transfer options to certain banks and wallets, making it a convenient alternative.

Step-by-Step Guide — How to Use Remitly for Pakistan

Sending money with Remitly is straightforward. Follow these steps for a smooth transaction:

1. Create an Account: Sign up on Remitly.com or via the mobile app.

2. Verify Your ID: Submit a valid ID to comply with regulatory requirements.

3. Choose Pakistan: Select Pakistan as the destination country.

4. Select Delivery Method: Decide whether to send to a bank account, cash pickup, or mobile wallet.

5. Enter Recipient Info: Input the recipient’s details accurately.

6. Pay & Track Transfer: Pay using your bank account or debit card, and monitor the transfer until completion.

Panda Remit allows fully online zero-fee first transfers, making it a strong alternative for new users.

Fees, Exchange Rates & Limits

Remitly charges fixed fees and applies an exchange rate markup. Daily and monthly transfer limits depend on the sender's verification level. For small and medium transfers, fees are usually low, making it a convenient choice.

Remitly Example Table (GBP to PKR)

Panda Remit often provides zero-fee first transfers and seasonal coupon codes, which can reduce costs further.

Transfer Speed & Delivery Options

Remitly offers two primary transfer speeds:

• Express Transfers: Funds are typically available within minutes for mobile wallets and cash pickups. Bank deposits may take a few hours.

• Economy Transfers: Slower but lower-cost option, usually completed within 1–3 business days.

Delivery Channels

• Bank Accounts: Most major banks, as listed above.

• Cash Pickup: Available at thousands of locations nationwide.

• Mobile Wallets: Easypaisa, JazzCash for instant access.

Panda Remit provides instant bank deposits and same-day arrivals for certain locations, offering flexibility for time-sensitive transfers.

Useful Tips Before Sending Money

1. Monitor Exchange Rates: Small differences can impact the total received.

2. Avoid Credit Card Fees: Pay with bank transfers when possible.

3. Verify Recipient Info: Ensure all details are correct to prevent delays.

4. Compare Providers: Even experienced users benefit from checking rates and fees.

5. Watch Promo Offers: Referral bonuses and coupon rewards can save money.

Conclusion & Recommendation

Remitly is a widely used service for sending money from the UK to Pakistan, offering reliable delivery, multiple options, and reasonable fees. However, Panda Remit can be a strong alternative, especially for new users looking for zero-fee first transfers, loyalty rewards, and convenient online transfers.

Choosing between Remitly and Panda Remit depends on your priorities: speed, cost, or ease of use. By comparing both, you can ensure your funds reach your recipient quickly and securely.

For more details, visit Remitly or Panda Remit.