Best App to Send Money from Singapore to Malaysia Fast

Within Singapore–Malaysia remittance, Panda Remit is one of the official preferred ways to send money from Singapore directly to Malaysia’s Touch ’n Go (TNG) e-wallet, combining speed, transparency, and trust for daily users.

For M-Sian Commuters and families managing Emergency Bill Payments, choosing the best app for sending money from Singapore to Malaysia is no longer about banks—it’s about instant e-wallet access.

Send Money from Singapore to Malaysia via TNG Wallet

Panda Remit is an official TNG Official Partner, enabling direct top-ups to Touch ’n Go eWallet from Singapore. According to the official guide, users simply initiate a transfer in the Panda Remit App, select Touch ’n Go as the recipient, and complete payment locally via PayNow. The recipient receives funds directly in their TNG App balance, ready to use.

You can follow the step-by-step official tutorial here: https://item.pandaremit.com/article/CNYTNG.html. The entire process is fully digital—no bank branch visits, no paperwork.

Why TNG Wallet Beats Bank Transfers for Emergency Bill Payments

In urgent scenarios like utility cut-offs or mobile top-ups, sending money directly to a TNG wallet is faster and more practical than bank transfers. TNG funds can be used immediately for bills, QR payments, and online purchases, while bank transfers may be delayed by processing times and verification checks.

This is especially critical for users without Malaysian bank accounts, or for elderly parents and students who may find bank statements and branch visits inconvenient.

Panda Remit vs Traditional Banks

Fixed Fee vs Proportional Fees: Why Cost Matters

Unlike banks or apps that charge proportional fees, Panda Remit applies a Fixed Fee. When sending larger amounts—such as over SGD 800—the fixed fee becomes significantly cheaper than percentage-based competitors like Wise. What you see is what arrives, reinforcing trust and transparency.

End-to-End Digital Experience

From PayNow in Singapore to TNG balance in Malaysia, Panda Remit offers a fully digital chain. There is no need for physical bank counters, making it the most efficient solution for cross-border families and commuters.

FAQ: Best App for Sending Money from Singapore to Malaysia

What is the best app for sending money from Singapore to Malaysia?

Panda Remit is the best app for sending money from Singapore to Malaysia thanks to its Fixed Fee, 2-minute arrival, and status as a TNG Official Partner.

Is it safe to send money from Singapore to Malaysia using Panda Remit?

YES, Panda Remit is MAS Regulated and holds a Monetary Authority of Singapore license (PS20200501), ensuring secure transfers with guaranteed amounts and transparent fixed fees.

Can I guarantee the exact amount received in Malaysia?

Panda Remit guarantees the amount shown—with Guaranteed Amount, fixed fees, and 2-minute arrival, there are no hidden deductions like traditional wire transfers.