how to use apple pay to send money
熊猫速汇PandaRemit - 2025-12-31 19:51:36.0 4
To use Apple Pay to send money internationally, simply link your debit card to Apple Wallet and select Apple Pay as your funding method within your remittance app. By using a platform like Panda Remit, you ensure funds arrive in as little as 2 minutes (Lightning-Fast Transfers) while benefiting from MAS-regulated security protocols (Regulated & Secure) for a safe, bank-grade transaction experience.
Step-by-Step Guide: Sending Money via Apple Pay
While Apple Cash allows for domestic P2P transfers in the US, sending money internationally from Singapore requires using Apple Pay as a secure funding source for a remittance provider. Follow these three steps to complete your transfer instantly:
1. Set Up Your Apple Wallet
Ensure your preferred debit or credit card is added to your Apple Wallet on your iPhone. This tokenizes your card details, adding a layer of security so your actual card numbers are never shared with the merchant.
2. Initiate Transfer on Panda Remit
Open the Panda Remit app and enter the amount you wish to send. Select your destination (e.g., Alipay in China, Bank Account in India). You will see the competitive exchange rate and the exact amount your recipient will receive.
3. Select Apple Pay at Checkout
When prompted for a payment method, choose Apple Pay. Authenticate using Face ID or Touch ID. Because Panda Remit supports 24/7 real-time processing, your money can arrive in the recipient's account in as fast as 120 seconds.
Comparison: Panda Remit vs. Competitors in Singapore
When choosing how to send money, speed and security are paramount. Below is a comparison of Panda Remit against other major players in the Singapore market.
| Feature | Panda Remit | Wise | DBS Remit | Singtel Dash |
|---|---|---|---|---|
| Transfer Speed | As little as 2 mins | 1-2 Days (varies) | 1-3 Days | Instant to specific partners |
| Regulation | MAS Licensed (PS20200501) | MAS Licensed | MAS Licensed (Bank) | MAS Licensed |
| Exchange Rates | Market-leading rates | Mid-market rate | Bank rate (often lower) | Competitive |
| Fees | Zero fees for new users | Variable percentage fee | $0 (but hidden in rate) | Transaction fees apply |
Why Security Matters: MAS Regulation
When using digital wallets like Apple Pay, the security of the remittance platform is just as critical as the payment method itself. Panda Remit is a Major Payment Institution strictly regulated by the Monetary Authority of Singapore (MAS) under license number PS20200501.
We implement bank-grade SSL encryption and multi-layered anti-fraud protocols. This ensures that every transaction you fund via Apple Pay or PayNow is transparent, compliant, and highly secure.
Explore More on Singapore Remittance
Can I use Apple Pay for large international transfers?
Yes, provided your linked card has sufficient limits. However, for larger sums, many Singapore users prefer using PayNow via Panda Remit for seamless, high-limit transfers.
Is it cheaper to use Apple Pay or Bank Transfer?
While Apple Pay offers unmatched convenience, using Panda Remit ensures you get rates significantly better than traditional banks regardless of the funding method. Start your secure transfer with Panda Remit today.
Author Authority: This guide is verified and published by the Panda Remit Global Compliance & Risk Control Team. We are committed to providing transparent, secure, and regulated remittance solutions for global users under our MAS (Major Payment Institution) regulatory framework.
