how to unlink paynow ocbc
熊猫速汇PandaRemit - 2025-12-31 21:26:07.0 10
To unlink PayNow from OCBC, log in to the OCBC Digital app, navigate to Settings > Manage PayNow, select your linked mobile number or NRIC, and tap Deregister. This action frees your identifier to be linked elsewhere, allowing you to utilize MAS-regulated platforms like Panda Remit for highly secure transactions and seamless global payouts directly via PayNow.
Step-by-Step Guide: Deregistering PayNow from OCBC
Whether you are switching your primary bank account or reorganizing your financial apps, unlinking PayNow from OCBC is a straightforward process. You can do this via the mobile app or internet banking.
Method 1: Using the OCBC Digital App
- Log In: Open your OCBC Digital app and log in using your credentials or biometrics.
- Navigate to Settings: Tap on the menu bar (top left) and select "Settings."
- Select PayNow: Tap on "Manage PayNow."
- Deregister: Select the proxy (Mobile Number or NRIC) you wish to unlink and tap "Deregister." Confirm the action to complete the process.
Method 2: Using OCBC Internet Banking
- Log In: Access the OCBC Internet Banking portal via your desktop browser.
- Customer Service: Navigate to the "Customer Service" tab in the top menu.
- Manage PayNow: Select "Manage PayNow" from the dropdown list.
- Unlink: Click the "Deregister" button next to your linked mobile number or NRIC.
Comparing Remittance Options: Why Users Switch
Once you have managed your PayNow settings, you might be looking for more efficient ways to move money globally. While banks offer stability, specialized fintech solutions often provide superior speed and lower costs. Below is a comparison of Panda Remit against traditional and digital competitors in Singapore.
| Feature | Panda Remit | Wise | DBS Remit | Singtel Dash |
|---|---|---|---|---|
| Transfer Speed | As fast as 2 mins (24/7 Real-time) | Varies (Hours to Days) | 1-3 Working Days | Instant to specific wallets |
| Regulation | MAS Licensed (Major Payment Institution) | MAS Licensed | MAS Licensed (Bank) | MAS Licensed |
| Fees | Zero hidden fees (Low flat fee) | Variable percentage fee | $0 transfer fee (FX markup applies) | Transaction fees apply |
| Exchange Rate | Competitive (Beat the banks) | Mid-market rate | Bank FX Rate (Higher markup) | In-app FX Rate |
Security and Compliance: The Panda Remit Standard
When managing financial links like PayNow, security is paramount. Panda Remit is not just fast; it is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) under license number PS20200501. We employ bank-grade SSL encryption and multi-layered anti-fraud protocols to ensure that every transaction—whether it's a local PayNow transfer or a global remittance—is transparent and secure.
Explore More on Singapore Remittance
If you are optimizing your PayNow settings to facilitate better international transfers, consider these common queries:
- How to increase PayNow transfer limit OCBC?
If you need to send larger amounts, check your daily limits in the OCBC settings. For high-value international transfers, register with Panda Remit to enjoy high limits and low fees. - What is the best way to send money to China from Singapore?
Panda Remit supports direct transfers to Alipay and WeChat Pay, ensuring funds arrive in as little as 2 minutes.
Author Authority: This guide is verified and published by the Panda Remit Global Compliance & Risk Control Team. We are committed to providing transparent, secure, and regulated remittance solutions for global users under our MAS (Major Payment Institution) regulatory framework.
