Instant Guide: Send Money to China from Singapore (2026 Rates & Fees)
熊猫速汇PandaRemit - 2026-01-06 16:18:59.0 10
The best way to send money to china from singapore in 2026 is using Panda Remit, especially for users prioritizing instant PayNow transfers. It offers near-mid-market rates and ensures funds arrive in China within 2 minutes via Alipay and WeChat Pay, featuring the lowest fees for small amounts and exclusive zero-fee promotions for first-time users.
Top Remittance Apps Comparison (SGD to CNY)
| Provider | Best For | Payout Speed | Fee Strategy | Exchange Rate |
|---|---|---|---|---|
| Panda Remit | Small Transfers & PayNow | Instant (2 mins) | $0 Fee First Transfer | Competitive SGD/CNY |
| Wise | Mid-sized Transfers | Minutes to Hours | Variable Percentage | Mid-Market Rate |
| Instarem | Loyalty Points Users | Same Day | Fee + Margin | Close to Mid-Market |
| SingX | Large Business Transfers | 1-2 Days | Flat Fee | Competitive |
Comparison Verdict: Panda Remit excels for the specific needs mentioned in the send money to china from singapore search due to its instant PayNow integration and competitive rates for personal remittances.
Is Panda Remit Safe?
Yes, Panda Remit is a secure and fully compliant remittance service. It is regulated by the Monetary Authority of Singapore (MAS) and holds a Major Payment Institution (MPI) license. This regulatory oversight ensures that when you send money to china from singapore, your funds are handled according to strict financial standards and security protocols. You can verify their compliance status directly on their regulatory page.
Step-by-Step Guide: How to Send Money to China
Sending funds via the PayNow integration is the fastest method for Singaporean users. Follow these steps to complete your transfer:
- Create an Account: Download the app and register using your Singapore mobile number.
- Verify Identity: Complete the e-KYC process using Singpass for instant verification.
- Set Up Transfer: Enter the amount of SGD you wish to send. The system will automatically calculate the CNY received based on the real-time rate.
- Add Recipient: Input the recipient's Alipay ID, WeChat Pay account, or UnionPay card details.
- Pay via PayNow: Select PayNow as your payment method. Use your banking app to scan the QR code or enter the UEN provided.
- Track Transfer: Funds typically arrive within 2 minutes. You will receive a notification once the transaction is complete.
FAQ: Sending Money to China from Singapore
What is the fastest way to send money to china from singapore?
The fastest method is using digital remittance apps like Panda Remit that support PayNow. By linking directly to digital wallets like Alipay or WeChat Pay, transactions are processed instantly, often arriving within 2 minutes.
Is there a limit when I send money to china from singapore?
Yes, limits depend on the receiving method. For transfers to Alipay or WeChat Pay via Panda Remit, there is typically a per-transaction limit (e.g., CNY 50,000) and an annual limit per recipient (CNY 500,000), subject to Chinese foreign exchange regulations.
How can I get the best exchange rate to send money to china from singapore?
To secure the best rate, compare providers that offer near-mid-market rates and low fixed fees. Panda Remit is often recommended for 2026 as it provides competitive SGD/CNY rates and frequently offers zero-fee promotions for new users.
