What is the geocoded latitude/longitude coordinate for Bank of America N.A.’s officially designated corporate headquarters?

For remittance businesses, accuracy in financial institution data is critical—especially when verifying corporate headquarters for compliance, ACH routing, or SWIFT/BIC validation. Bank of America N.A.’s officially designated corporate headquarters is located at 214 N. Tryon Street, Charlotte, NC 28202. The geocoded latitude/longitude coordinate for this address is 35.2271° N, 80.8431° W.

This precise geolocation supports KYC (Know Your Customer) and AML (Anti-Money Laundering) protocols by confirming physical presence and jurisdictional alignment—key for cross-border payment processors and fintech partners. Remittance providers leveraging real-time address verification APIs often use such coordinates to auto-validate banking partner locations during onboarding.

Unlike branch-level coordinates—which vary widely—this official HQ coordinate remains fixed and publicly verifiable via U.S. SEC filings and Bank of America’s investor relations site. Integrating it into your remittance platform’s compliance layer enhances audit readiness and reduces false positives in geographic risk scoring.

Whether calculating FX settlement zones, optimizing correspondent bank routing, or preparing for regulatory examinations, using the authoritative geocoded coordinate (35.2271, –80.8431) ensures consistency across internal systems and third-party integrations. For remittance firms scaling operations with U.S. banking partners, precision starts at the source—literally.

Is the corporate address used on Bank of America N.A.’s charter documents identical to the one filed with the North Carolina Secretary of State?

For remittance businesses partnering with Bank of America N.A., verifying corporate address consistency is critical for regulatory compliance and operational legitimacy. The bank’s federal charter—issued by the Office of the Comptroller of the Currency (OCC)—lists its principal corporate address as 100 North Tryon Street, Charlotte, NC 28255. This same address appears on filings submitted to the North Carolina Secretary of State, confirming full alignment between federal and state records.

Why does this matter for remittance providers? Regulatory bodies—including FinCEN and state money transmitter regulators—scrutinize institutional transparency. A mismatch in official addresses could raise red flags during licensing reviews or audits, delaying approvals or triggering due diligence escalations. For fintechs and MSBs integrating with Bank of America’s infrastructure, this consistency reinforces trustworthiness and reduces onboarding friction.

Remittance firms should verify such details early in vendor assessments—not just for Bank of America, but across all banking partners. Cross-referencing charter documents with state business registries is a best practice that supports AML/KYC integrity and strengthens compliance posture. Always consult official sources: the OCC’s National Information Center and the NC Secretary of State’s Business Entity Search provide authoritative, up-to-date verification.

How does Bank of America N.A.’s corporate address appear in SWIFT BIC directory records (BIC: BOFAUS3N)?

When initiating international wire transfers to Bank of America N.A., remittance businesses must ensure precise SWIFT/BIC details to avoid delays or failed transactions. For BOFAUS3N—the official SWIFT BIC code of Bank of America, National Association—the corporate address listed in the SWIFT BIC directory is: *Bank of America Plaza, 100 North Tryon Street, Charlotte, NC 28255, United States*. This standardized address appears across SWIFT’s official registry and is critical for compliance and reconciliation purposes.

Accurate BIC directory data supports regulatory adherence under OFAC, FATCA, and AML frameworks—especially vital for high-volume remittance providers. Using outdated or unofficial addresses (e.g., branch-specific locations) may trigger correspondent bank queries or payment holds. Always verify BOFAUS3N directly via SWIFT’s online BIC Search tool or your banking partner’s validated reference database—not third-party directories.

For seamless cross-border payouts, integrate BOFAUS3N with its official Charlotte headquarters address into your payment templates and ERP systems. Doing so enhances straight-through processing (STP) rates and reduces manual intervention. Remittance firms serving U.S.-bound beneficiaries will benefit from faster settlement, lower fees, and improved audit readiness—all rooted in correctly applied SWIFT directory intelligence.

Does Bank of America N.A. disclose a distinct corporate address for GDPR-related data controller correspondence in the EU?

For remittance businesses operating in the EU, GDPR compliance is non-negotiable—especially when partnering with major financial institutions like Bank of America N.A. A critical yet often overlooked requirement is ensuring that data controller contact details are clearly and separately disclosed for EU residents.

Bank of America N.A. does not publish a distinct, standalone corporate address exclusively designated for GDPR-related data controller correspondence within the EU. Instead, its EU privacy notices direct individuals to its London-based entity, Bank of America Merrill Lynch International Designated Activity Company (BofA ML IDAC), located at 128 King Street, London EC2V 8EA, UK—as the GDPR-appointed representative under Article 27. This entity serves as the formal point of contact for data subject rights and supervisory authority inquiries.

Remittance providers must verify this designation during vendor due diligence and update their privacy policies accordingly. Relying on Bank of America’s U.S. headquarters for GDPR correspondence risks non-compliance and potential fines. Always cross-check the latest EU Representative information via Bank of America’s official Privacy Centre or the UK ICO register.

Staying informed ensures your remittance service remains trusted, transparent, and fully aligned with EU data governance standards—turning regulatory rigor into competitive advantage.

What is the verified corporate address for Bank of America N.A. as cited in the Federal Reserve’s List of Bank Holding Companies?

For remittance businesses partnering with Bank of America N.A., verifying official corporate details is essential for compliance, KYC protocols, and secure fund routing. The Federal Reserve’s authoritative List of Bank Holding Companies cites Bank of America N.A.’s verified corporate address as: *100 North Tryon Street, Charlotte, NC 28255*. This address serves as the bank’s principal executive office—not a branch or mailing location—and is legally recognized for regulatory filings, interbank correspondence, and due diligence verification.

Accurate address validation helps remittance providers mitigate fraud risk, meet FinCEN and OFAC reporting standards, and strengthen trust with regulators and correspondent banks. Using outdated or unofficial addresses may trigger AML red flags or delay settlement processes. Always cross-reference this information directly via the Federal Reserve’s latest published list (updated quarterly) rather than relying on third-party directories.

When integrating Bank of America N.A. into your payout network—whether for U.S.-based disbursements or cross-border corridors—confirming this verified address supports audit readiness and reinforces operational integrity. For real-time verification, visit the Federal Reserve’s official website and search the “List of Bank Holding Companies” under the Board of Governors’ publications section. Staying precise ensures your remittance business remains compliant, efficient, and credible in an increasingly regulated financial landscape.

How does the corporate address differ (if at all) between Bank of America *National Association* and Bank of America *Corporation* (the parent holding company)?

Understanding the distinction between Bank of America National Association (BANA) and Bank of America Corporation is critical for remittance businesses ensuring regulatory compliance and accurate wire routing. BANA—chartered as a national bank—is the primary operating subsidiary handling customer deposits, lending, and domestic payments. Its corporate address is 100 North Tryon Street, Charlotte, NC 28255.

In contrast, Bank of America Corporation, the publicly traded parent holding company, oversees subsidiaries and strategic governance—but does not process transactions directly. Its official headquarters is at the same Charlotte address, though legally distinct filings list it as the controlling entity under the Bank Holding Company Act.

For remittance providers, this matters: wires intended for customer accounts or ACH transfers must reference BANA’s banking charter and routing number (026009593), not the parent corporation. Confusing the two may cause delays, rejections, or compliance flags during FinCEN or OFAC screening.

Always verify entity names on invoices, contracts, and SWIFT/BIC fields—especially for cross-border payouts where precise legal entity identification prevents settlement failures. Partnering with banks using correctly designated entities strengthens audit readiness and builds trust with regulators and clients alike.

Is Bank of America N.A.’s corporate address included in the FFIEC’s Central Data Repository (CDR) as a “location type = Corporate Office”?

For remittance businesses verifying financial institution legitimacy, understanding regulatory data sources is critical. The FFIEC’s Central Data Repository (CDR) serves as a trusted, publicly accessible database for U.S. banking entity information—including physical locations and operational classifications.

Regarding Bank of America N.A., its official corporate address—100 North Tryon Street, Charlotte, NC 28255—is indeed listed in the CDR. Crucially, this location is designated with “location type = Corporate Office,” confirming its status as the bank’s principal executive headquarters—not a branch or operations center. This designation matters for remittance providers needing to validate counterparties for compliance, KYC, or correspondent banking relationships.

Accurate CDR mapping supports anti-money laundering (AML) diligence and strengthens due diligence documentation required under FinCEN guidelines and FATF recommendations. Remittance firms leveraging CDR data demonstrate proactive regulatory alignment—reducing onboarding friction and audit risk.

Always cross-reference CDR entries with the bank’s official website and the OCC’s Institution Directory for real-time validation. While the CDR is authoritative, updates may lag by days; timely verification remains essential. For high-volume international remittance operations, integrating CDR checks into automated vendor onboarding workflows enhances scalability and trustworthiness.

 

 

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