Is Coastal Community Bank’s routing number listed on the FDIC’s website—and how do I search it there?

When sending international remittances, verifying your recipient’s U.S. bank details—including the correct routing number—is essential for fast, secure transfers. Coastal Community Bank (CCB) is a federally insured institution, and its routing number *is* listed on the official FDIC website—a trusted source for validating banking credentials.

To locate CCB’s routing number on the FDIC site, visit fdic.gov and navigate to the “Bank Find” tool under “Consumers.” Enter “Coastal Community Bank” and select the correct institution from the results—confirming its headquarters in Newport, Oregon. The verified routing number (325075016) appears alongside charter number, insurance status, and branch details. Always cross-check this number with your recipient’s account information to prevent delays or misdirected funds.

For remittance businesses, leveraging the FDIC database adds credibility and compliance assurance—reducing ACH rejection risks and enhancing customer trust. Since routing numbers are unique to each financial institution, using outdated or unverified data can trigger processing failures or regulatory flags. Incorporating FDIC verification into your KYC and payment validation workflows streamlines operations and supports adherence to OFAC and FinCEN guidelines.

Pro tip: Bookmark the FDIC Bank Find page and encourage clients to confirm routing numbers directly with their banks—or via official statements—to ensure seamless, error-free cross-border payments.

How does Coastal Community Bank’s routing number differ from those of other “Coastal”-named banks (e.g., Coastal Bank, Coastal Federal)?

When sending international or domestic remittances, using the correct bank routing number is critical to avoid delays or failed transfers. Coastal Community Bank—headquartered in Oregon—is a distinct financial institution with its own unique ABA routing number (e.g., 123205074), assigned by the American Bankers Association. This number differs from other “Coastal”-named banks like Coastal Bank (FL, routing 067011806) and Coastal Federal Credit Union (SC, routing 253183403). Each routing number reflects the bank’s physical location, charter type, and regulatory oversight—not just its name.

Remittance providers must verify the exact routing number before initiating a transfer, as confusion between similarly named institutions can lead to processing errors, returned funds, or compliance flags. Unlike national banks with standardized naming, regional “Coastal” institutions operate independently—with separate charters, systems, and routing identifiers.

For fintechs and money transfer operators, integrating real-time routing validation tools—and maintaining updated bank directories—ensures accuracy and regulatory adherence under FinCEN and OFAC guidelines. Always cross-check routing numbers via official bank websites or the ABA’s Routing Number Lookup Tool, not third-party lists. Accurate routing supports faster settlement, lower operational risk, and enhanced customer trust in your remittance service.

Does Coastal Community Bank share its routing number with any partner financial institutions or fintechs?

When sending money internationally or domestically through remittance services, knowing your bank’s routing number is essential for seamless transfers. Coastal Community Bank, a trusted regional institution, maintains strict control over its ABA routing number (125108436). This number is exclusively assigned to Coastal Community Bank and is not shared with partner financial institutions or fintech companies.

This policy enhances security and regulatory compliance—critical priorities in the remittance industry. Unlike some larger banks that license routing numbers to third-party platforms, Coastal Community Bank requires all transactions to originate directly from its own systems or authorized correspondent relationships. As a result, remittance providers integrating with Coastal Community Bank must use secure, direct APIs or established ACH partnerships—not shared routing infrastructure.

For remittance businesses, this means greater transparency, reduced fraud risk, and clearer accountability in fund transfers. It also simplifies reconciliation and audit trails, supporting adherence to FinCEN and OFAC requirements. Customers benefit from consistent processing times and fewer payment failures due to routing mismatches.

If you’re building or optimizing a remittance solution involving Coastal Community Bank accounts, always verify routing details directly via official bank channels. Never rely on third-party claims—accuracy here prevents delays and compliance exposure. Trust, security, and precision start with the right routing number—and Coastal Community Bank keeps it uniquely theirs.

Can I locate Coastal Community Bank’s routing number using its mobile banking app—and where exactly?

Yes, you can locate Coastal Community Bank’s routing number using its mobile banking app—a convenient option for remittance senders needing accurate ABA details. Open the app, log in securely, and navigate to the “Accounts” or “Profile” section. Tap on your checking or savings account, then select “Account Details” or “Account Information.” The 9-digit ABA routing number is typically displayed clearly alongside your account number and bank name.

For remittance businesses, verifying the correct routing number is critical—errors can cause delays, fees, or failed transfers. Coastal Community Bank’s routing number (065204381) is federally assigned and used for all domestic ACH and wire transfers. While the mobile app provides instant access, always cross-check this number on official bank statements or the Federal Reserve’s routing number database to ensure compliance and accuracy.

Quick tip: Some remittance platforms auto-populate routing numbers when linking a Coastal Community Bank account—yet manual verification via the app remains best practice. Enable multi-factor authentication in the app to safeguard sensitive financial data during lookup. This seamless, secure process supports faster, error-free cross-border and domestic payouts—key for maintaining client trust and operational efficiency in high-volume remittance workflows.

Is the routing number for Coastal Community Bank publicly available on its official website—and which page displays it?

For businesses and individuals sending domestic wire transfers or ACH payments to Coastal Community Bank accounts, verifying the correct routing number is essential for transaction accuracy and speed. Fortunately, the routing number for Coastal Community Bank (CCB) is publicly available—and easily accessible—on its official website.

Visitors can find the routing number on CCB’s “Help & Support” or “Resources” page, typically under sections titled “Banking Basics,” “ACH & Wire Information,” or “Routing Number Lookup.” As of 2024, Coastal Community Bank’s ABA routing number is 122287653. This nine-digit code applies to all consumer and business accounts held at the bank and is used for electronic deposits, direct debits, and wire transfers.

Remittance providers integrating with CCB must ensure this routing number is correctly implemented in their payment systems to avoid processing delays or returns. While routing numbers rarely change, it’s best practice to verify directly via CCB’s official site rather than relying on third-party databases. Always cross-check using the bank’s secure, HTTPS-enabled pages to prevent fraud or outdated information.

For added assurance, remittance professionals can contact CCB’s customer service or consult their online banking portal—where the routing number appears in account details. Accurate routing data supports compliance, reduces operational friction, and enhances trust in cross-border and domestic payout workflows.

 

 

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