If you're sending money from Hong Kong to the Philippines, especially to cover tuition fees, every cent counts. Whether you’re a Filipino student studying in Hong Kong or a parent back home, understanding how to remit HKD to PHP efficiently is crucial. Here's why Panda Remit is the best way to save time, fees, and stress.

1. The Problem with Traditional Remittances

Bank remittances often come with:

• High fees: HKD 100–200 or more per transaction

• Unfavorable exchange rates: typically 2–3% lower than market rates

• Slow transfers: 2 to 5 business days, which is risky for tuition deadlines

That means you could be losing thousands of pesos with every tuition payment.

2. Why Choose Panda Remit?

 Better Rates = More PHP Received

Panda Remit offers highly competitive rates, often close to mid-market rates. For example, in May 2025, the exchange rate offered by Panda Remit for HKD to PHP was 2.5% better than a major local bank — giving you an extra PHP 1,800for every HKD 10,000 sent.

 Low to Zero Fees

New users enjoy zero-fee transfers for their first transaction. Even afterward, Panda Remit's fees are significantly lower than banks — often just a few HKD.

 Fast Transfers

Transfers can arrive in as little as 2 minutes, supporting a wide range of Philippine banks (like BDO, BPI) and e-wallets (like GCash), ensuring tuition arrives on time.

 Safe and Regulated

Panda Remit is licensed in Hong Kong (MSO license) and uses bank-grade encryption for maximum transaction security.

3. Real Savings for Real Students

Take the case of Maria, a Filipino student in Hong Kong. Her parents send around HKD 30,000 each semester. With Panda Remit, they saved over HKD 800 in fees and exchange rate differences — enough to cover a month’s living expenses!

4. Start Saving Today

With better rates, lower fees, and faster service, remitting HKD to PHP for tuition has never been easier. Let Panda Remit help you save more for education.

 Sign up for Panda Remit now and enjoy your first transfer with no fees!