For students and individuals living in Japan, sending money to Hong Kong—especially for tuition or academic fees—can be a real hassle. Between the exchange rate loss, high fees, and slow transaction times, traditional bank transfers leave much to be desired.

Thankfully, there’s a smarter, faster, and more transparent option: Panda Remit, the platform that turns the concept of borderless payment into a real-world solution.

JPY to HKD Transfers: Banks Are Losing Their Edge

According to the World Bank’s Q4 2023 report1, traditional bank remittance costs average around 6.3%, not including hidden exchange rate markups or intermediary bank fees. And the wait time? Often 2–5 business days, which can be unacceptable when timing matters.

Why Panda Remit Is the Most Convenient Option

Panda Remit is designed exclusively for personal use and supports transfers from Japan to Hong Kong along with over 40 other countries and regions. It’s especially ideal for educational-related transfers such as tuition, test fees, and other academic costs.

Borderless Payments with Just Your Smartphone

Forget paperwork and long queues. With Panda Remit, you can complete your transfer entirely on the app—no need to leave your home or visit a branch. Convenience meets speed, wherever you are in Japan.

Transparent JPY to HKD Exchange Rates

Check the live exchange rate for JPY to HKD anytime on the Panda Remit website. The platform’s rates are near mid-market, offering full transparency and no shady markups.

Low Fees, No Hidden Charges

Unlike banks, Panda Remit charges low, flat fees (around 1%), and what you see is what your recipient gets. No surprises, just savings.

Reliable and Secure

Panda Remit complies with local financial regulations and uses bank-grade encryption and fraud monitoring systemsto protect your funds 24/7.

Panda Remit = Smart Choice for Students & Individuals

If you're sending money for personal purposes—especially academic payments from Japan to Hong Kong—Panda Remit offers unmatched speed, security, and savings.

Sign up today and enjoy your first transfer with zero fees!

 Click here to register on Panda Remit