With Spain emerging as a top destination for Japanese students—thanks to its rich cultural heritage and globally recognized universities—cross-border remittances from Japan to Spain are becoming increasingly common. However, paying tuition or personal academic fees from abroad can quickly turn into a hassle, especially given the fluctuating JPY to EUR exchange rates and the inconvenience of in-person currency exchanges.

In today’s digital-first environment, it is essential to have a remittance tool that is transparent, fast, and fully online. That’s where Panda Remit steps in.

Exchange Rate Volatility: A Real-World Concern

As of 2025, due to global economic uncertainties and Japan's prolonged monetary easing policy, the JPY to EUR exchange rate has seen increased volatility. This has made international tuition payments more stressful than ever. Even minor fluctuations can impact the actual cost of transfers, adding unforeseen expenses for students and their families.

Traditional methods such as visiting bank branches or currency exchange offices can be time-consuming, require physical presence, and often involve unclear fees and suboptimal rates.

Panda Remit: A Smart Alternative for Individuals

Panda Remit is designed to simplify the remittance process for individual users, particularly those sending money for study-related purposes.

Here’s how it helps:

• No Need to Leave Your Home: All transfers are conducted via the official Panda Remit app, eliminating the need to queue at banks or exchange centers.

• Live Exchange Rate Viewing: Users can check the latest JPY to EUR rate directly on the app, ensuring clarity and control.

• Speed and Safety: Transfers from Japan to Spain can arrive within minutes. Plus, users receive real-time notifications and transfer records for complete peace of mind.

• Focus on Personal Use: Panda Remit is exclusively for personal remittances—not for business purposes—making it an ideal solution for students and families.

Built for the Real Needs of Global Students

Take the example of Keita, a third-year student at the University of Tokyo. He recently used Panda Remit to pay his tuition to a university in Madrid. The transaction was completed in under 10 minutes—without leaving his dorm room. “It used to take me hours and multiple trips to the bank. Now, I do it between classes,” he said.

Whether you're preparing for fall semester admissions or topping up your university account for course fees or academic activities, Panda Remit offers a seamless experience, built with the needs of international students in mind.

A Better Way to Send Money Abroad

As global financial connections grow, so do the expectations for secure and efficient money transfers. With low fees, transparent exchange rates, and instant delivery, Panda Remit helps users avoid the uncertainties and inefficiencies of traditional methods.

Looking for a simple and fast way to remit funds from Japan to Spain? Panda Remit might just be your best choice.

Register now with Panda Remit and enjoy your first transfer fee-free!