In 2025, the Netherlands announced new import tariff policies to address fiscal challenges. According to FD.nl, these adjustments have raised consumer costs and affected daily life. Meanwhile, stricter immigration rules have made financial planning even more crucial for overseas students, expatriate workers, and professionals with ties to China.

Against this backdrop, the demand for cross-border remittance from the Netherlands to China — specifically EUR to CNY transfers — is growing steadily. Individuals need reliable platforms that offer low fees, favorable exchange rates, and support for both global bank accounts and mainstream wallet services.

Why Traditional Bank Transfers Are Losing Favor

• High Fees: Dutch banks like ING and ABN AMRO typically charge €25–40 per transfer to China via SWIFT.

• Unpredictable Arrival Times: Transfers may take 3–5 business days due to intermediary banks.

• Opaque Exchange Rates: Bank rates often include hidden spreads, costing users more than necessary.

According to FD.nl (Dutch Financial Daily), cross-border payment fees for individuals in the Netherlands rose by 12% in the first half of 2025 (Source: FD.nl).

Why Panda Remit Is the Smarter Choice for EUR to CNY Personal Transfers

Panda Remit focuses exclusively on personal cross-border remittances. Here’s why Dutch users prefer it:

• Low Fees & First Transfer Free: Enjoy zero fees on your first transaction after registering. Regular transfers cost 30–50% less than traditional banks.

• Real-Time Exchange Rate Checking: Check live EUR to CNY rates directly via the website or App to avoid exchange rate losses.

• Supports Global Bank Accounts & Mainstream Wallets: Funds can be received in Chinese bank accounts, WeChat Pay, or Alipay wallets — offering flexibility and convenience.

• As Fast as 2 Minutes Transfer Time: Leveraging local settlement channels, Panda Remit’s average transfer time from the Netherlands to China is under 10 minutes.

Real User Story

Mr. Zhang, a postgraduate student in Amsterdam, shared:
"I used to pay over €30 per bank transfer to China. Now with Panda Remit, it’s faster and cheaper — I never worry about my tuition fees arriving late anymore."

Conclusion: Smart Choices Start with Panda Remit

In times of economic change and rising living costs in the Netherlands, choosing a cost-effective, secure, and convenient remittance platform is essential.

If you’re looking for the most efficient way to send EUR to CNY, try Panda Remit today:

Register on Panda Remit now and enjoy zero fees on your first transfer!