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How to Efficiently Exchange EUR to IDR Amid Dutch Tariff Shifts: Panda Remit as Your Smart Transfer Partner

Dutch Policy Impact: Tariff Adjustments and Immigration Trends

 

In 2025, the Netherlands raised import tariffs on Southeast Asian goods, including from Indonesia, to support local industries. According to FD.nl, import tax on Indonesian products increased by around 9% this year.

 

At the same time, tighter immigration policies are affecting Indonesian workers and students in the Netherlands. For them, arranging personal finances — especially for paying tuition fees or supporting family members back in Indonesia — has become more urgent.

 

As a result, there is growing demand for efficient EUR to IDR exchange and remittance services offering transparent conversion and diverse receiving options.

 

Traditional Banks vs. Digital Platforms: Real Cost Comparison

 

Method

Fees

Exchange Rate Transparency

Speed

Supported Receiving Options

Dutch Banks (e.g., ABN AMRO)

€25–€50 per transfer

Hidden markups

2–5 business days

Indonesian bank accounts only

Panda Remit

First transfer free, lower ongoing fees

Live market rates

As fast as 2 minutes, average 10 minutes

Global bank accounts + Popular wallets (OVO, DANA)

 

 

Source: FD.nl "Cross-Border Payment Services Report 2025"

 

Traditional banks are slow and costly, lacking transparency. Panda Remit, leveraging local clearing networks, optimizes the experience for individual users.

 

Why Panda Remit? Accurate EUR to IDR Exchange Calculation

 

  • Best Exchange Rates: Real-time market EUR to IDR rates directly available in the App, ensuring accurate conversions.

  • Lower Fees: First transfer free, ongoing fees 30–50% cheaper than banks, leaving more in your recipient’s hands.

  • Supports Global Bank Accounts & Mainstream Wallets: Including Indonesian bank accounts and popular wallets like OVO, DANA.

  • Fast Transfers: As quick as 2 minutes, averaging under 10 minutes — ideal for urgent tuition or personal needs.

  • App-Only Operations: To ensure security and compliance, all transfers must be completed via the Panda Remit App. The website is only for rate checking and account management.

 

Note: Panda Remit is strictly for personal use, including tuition payments and family support — no corporate or business remittance.

 

User Story

 

Ms. Yuliani, an IT engineer in Rotterdam:
“I transfer part of my salary home to pay tuition in Indonesia every month. Bank fees were too high and slow. With Panda Remit, it’s much faster and cheaper, and I can easily calculate how much my family will receive.”

 

Smart EUR to IDR Transfers Start with Panda Remit

 

Facing shifting Dutch policies and rising costs, Panda Remit makes every cross-border transfer from the Netherlands to Indonesia smooth, secure, and cost-effective.

 

 Register on Panda Remit now and enjoy zero fees on your first transfer!

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