Dutch Trade Tariff and Currency Exchange Policy Update in 2025

In July 2025, the Dutch government introduced new tariffs on non-EU imports, including Canadian-origin products such as food and technology goods. Simultaneously, De Nederlandsche Bank (DNB) tightened personal currency exchange limits, capping annual individual purchases at €100,000 to control capital outflow.

These developments have led Dutch residents to focus more on EUR to CAD exchange rates, personal purchase restrictions, and finding flexible, reliable remittance solutions.

Three Major Issues with Traditional Banks

According to the European Central Bank’s Q2 2025 report, using Dutch banks for EUR to CAD transfers typically involves:

• High Fees: €20–35 per transaction;

• Exchange Rate Volatility: Unpredictable final amounts due to rate spreads;

• Personal Purchase Limits: Banks often lack flexible tools to manage these caps.

Panda Remit: Low Fees, Real-Time Rates, and Limit-Aware Transfers

To help individuals manage currency exchange risks and policy restrictions, Panda Remit offers:

1. Real-Time EUR to CAD Rate Checking:
Panda Remit’s App lets users track live rates and perform accurate conversion calculations.

2. Up to 90% Lower Fees:
Panda Remit charges as little as €2–3 per transaction—just 1/10th of bank fees【Source: Panda Remit Official Website, July 2025】.

3. Purchase Limit Management Tools:
Users can set alerts and monitor their annual purchase quota within the Panda Remit App, ensuring compliance with DNB rules.

4. Supports Global Bank Accounts and Major Wallets:
Transfers can be made not only to bank accounts but also to wallets like Wise, Revolut, and PayPal.

Quick Comparison Table

Sources: Panda Remit Website vs. European Central Bank Q2 2025 Report

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