As the Filipino overseas workforce in Europe continues to grow, EUR to PHP remittance from Finland has become increasingly common. In 2025, new cross-border money transfer regulations in both the EU and the Philippines are pushing users to seek better, more cost-effective and secure solutions.

Context: Stricter Regulations and Rising Traditional Costs

The Bangko Sentral ng Pilipinas (BSP) recently updated its anti-money laundering regulations, especially for foreign remittances from Europe. At the same time, EU countries like Finland have intensified KYC checks on outbound transfers.

As a result, traditional methods like bank wire transfers now charge €25–€40 per transaction, with exchange rates far below the mid-market rate and a delivery time of 3–5 working days.

Cost Comparison: Panda Remit Charges Only 1/10 of Traditional Fees

Let’s break it down with a real-world example—sending €1,000 from Finland to the Philippines:

Source: Official bank websites & Panda Remit real-time rates (July 2025)

Panda Remit’s fee is around 1/10 of traditional channels, yet it delivers better exchange rates and faster transactions.

Is It Safe? 100% Yes

With money, security is everything. That’s why Panda Remit takes it seriously:

• Licensed by top-tier regulators (e.g., UK FCA, Singapore MAS)

•  Bank-grade encryption and multi-layer security

•  Real-time transaction tracking through the app

Why Use Panda Remit?

•  100% App-based: Send money anytime, anywhere

•  Live Exchange Rates: No surprises, no shady markups

•  Dedicated to Personal Transfers: No business transfers = more reliability

•  24/7 Support: Friendly customer care at your fingertips

Final Thoughts: Save More, Worry Less

Whether you're sending money to support your family, pay tuition, or cover medical expenses, Panda Remit helps you save more—with fees 90% lower than banks, superior safety, and transfer speeds that get money delivered in minutes.

Sign up now and enjoy your first fee-free transfer!