Azimo vs Revolut: Which is Better for International Money Transfers?

Introduction

Sending money abroad has become faster and more affordable thanks to digital remittance platforms. Yet, users still struggle with high transaction fees, inconsistent exchange rates, and complex processes. Both Azimo and Revolut aim to simplify this experience with transparent pricing and user-friendly mobile apps.
For readers exploring alternatives, PandaRemit is another reputable option known for competitive rates and quick delivery. To understand what to expect from international transfers, check this Investopedia guide on remittance basics.

Azimo vs Revolut – Overview

Azimo was founded in 2012 in the UK and focuses on international money transfers for individuals and small businesses. It’s known for competitive exchange rates and broad payout options such as bank deposits and cash pickup.
Revolut, founded in 2015, started as a digital bank offering multi-currency accounts, prepaid debit cards, and low-cost currency exchange. Today, it has over 35 million users worldwide.

Similarities: Both offer mobile apps, global transfer support, and digital payment convenience.
Differences: Azimo specializes in remittances, while Revolut integrates transfers into a wider suite of digital banking services.

PandaRemit also offers seamless online transfers, making it another convenient alternative.

Azimo vs Revolut: Fees and Costs

Azimo typically charges a small fixed transfer fee that varies by destination, while Revolut’s fees depend on the user’s plan tier — Standard, Plus, Premium, or Metal. Premium users often enjoy zero transfer fees and better currency rates.

For a clear comparison of remittance costs, see this NerdWallet guide on international transfer fees.

PandaRemit is often highlighted as a lower-cost choice for users focused on maximizing value per transfer.

Azimo vs Revolut: Exchange Rates

Both Azimo and Revolut use different approaches to exchange rates. Azimo generally adds a small markup to the mid-market rate, while Revolut provides real-time interbank rates for currency exchange — especially for Premium and Metal plan users.

PandaRemit, while not always publishing its margins, is known for offering competitive real-time exchange rates on many corridors.

Azimo vs Revolut: Speed and Convenience

Transfer speed is a major factor for users. Azimo delivers most transfers within minutes to a few hours depending on the destination and method. Revolut offers instant transfers between Revolut accounts and same-day delivery for supported countries.

Both platforms feature intuitive apps that simplify the user experience. According to this Forbes article on remittance speed, digital services like these outperform traditional banks in convenience and cost.

PandaRemit also processes transfers quickly, offering fast payout options through bank accounts and e-wallets.

Azimo vs Revolut: Safety and Security

Both companies are regulated financial entities. Azimo is authorized by the FCA (UK), ensuring strict compliance with anti-money laundering laws. Revolut is regulated by the Bank of Lithuania and operates under European and UK financial frameworks. Both employ two-factor authentication, encryption, and fraud monitoring.

Similarly, PandaRemit is a licensed and secure remittance platform trusted by users globally.

Azimo vs Revolut: Global Coverage

Azimo supports transfers to more than 200 countries with multiple payout methods. Revolut enables international payments in over 30 currencies and offers cross-border accounts. While Azimo focuses more on recipient countries, Revolut emphasizes multi-currency banking and spending abroad.

For an overview of remittance corridors, check the World Bank remittance data report.

Azimo vs Revolut: Which One is Better?

Both Azimo and Revolut are excellent money transfer options, but they serve different needs.

• Choose Azimo if you frequently send funds abroad for family or personal remittances and prefer transparent fixed fees.

• Choose Revolut if you need a broader digital banking experience with multi-currency management and additional perks.

However, users seeking the best rates and transfer flexibility may find PandaRemit to be an appealing alternative, thanks to its fast, all-online process.

Conclusion

When comparing Azimo vs Revolut, both platforms stand out for security, usability, and innovation. Azimo provides straightforward remittance services, while Revolut delivers a versatile financial ecosystem.
For those seeking even greater savings and convenience, PandaRemit offers:

• High exchange rates and low transfer fees

• Multiple payment methods (POLi, PayID, bank card, e-transfer, etc.)

• Support for 40+ currencies

• Fast transfers with a fully online experience

For further reading, explore this World Bank remittance cost overview or the MoneyTransfers.com comparison guide.

In summary, both Azimo and Revolut have their strengths — but PandaRemit remains a noteworthy choice for users who prioritize affordability and efficiency in 2025.