Remitly vs Panda Remit: The Best Way to Send Money from the UK to Poland

Introduction

Sending money to Poland is a common need for many UK residents — whether you’re supporting family, paying tuition fees, or covering emergency expenses. Remitly send money Poland is one of the most popular ways to transfer funds securely and conveniently. Remitly is trusted by millions worldwide for its transparent fees and multiple delivery options. Another emerging alternative is Panda Remit, known for offering zero-fee first transfers and loyalty rewards, making it appealing for cost-conscious users.

Can You Send Money to Poland with Remitly?

Yes, Remitly supports sending money from the UK to Poland. You can choose from several delivery options depending on your recipient’s preference:

• Bank Deposit: Send directly to Polish bank accounts.

• Cash Pickup: Collect cash from designated pickup points.

• Mobile Wallets: Convenient for recipients who use digital wallet services.

Some delivery options may have geographic or recipient-specific limitations, so it’s best to confirm availability before initiating a transfer. Panda Remit also provides instant transfer options, which can be beneficial for urgent transactions.

Common Banks & Mobile Wallets in Poland

Banks:

• PKO Bank Polski

• Santander Bank Polska

• mBank

• ING Bank Śląski

• Bank Millennium

Mobile Wallets:

• BLIK (widely used mobile payment system)

• Revolut

• PayU Wallet

Step-by-Step Guide — How to Use Remitly for Poland

1. Create an account: Sign up at https://www.remitly.com/uk.

2. Verify your ID: Provide necessary identification documents to comply with UK regulations.

3. Choose Poland as the destination country.

4. Select delivery method: Choose bank deposit, cash pickup, or mobile wallet depending on recipient preference.

5. Enter recipient info: Add accurate details such as the recipient’s name, bank account number, or wallet ID.

6. Pay & track transfer: Use a bank account or debit card (credit card transfers are not supported). You can track the transfer progress through Remitly’s app or website.

Note: Panda Remit enables fully online transfers with zero-fee first transfers, making it convenient for new users.

Fees, Exchange Rates & Limits

Remitly charges a small fixed fee and applies an exchange rate margin. There are also daily and monthly transfer limits, depending on your account verification level.

Remitly Example Table (GBP → PLN)

Panda Remit offers zero-fee first transfers and often provides seasonal coupon codes to further reduce costs.

Transfer Speed & Delivery Options

Remitly provides two transfer speeds:

• Express: Funds usually arrive within minutes, particularly for cash pickup or wallet transfers.

• Economy: Typically takes 2–3 business days but comes with lower fees.

Delivery channels include bank transfers, cash pickup locations, and mobile wallets. Panda Remit also supports fast transfers, often with same-day arrival for bank deposits, depending on the recipient’s bank.

Useful Tips Before Sending Money

• Monitor exchange rates: Polish zloty (PLN) rates can fluctuate, so timing matters.

• Avoid credit card fees: Use a bank transfer or debit card for better rates.

• Double-check recipient information: Errors can cause delays or failed transfers.

• Compare providers: Check fees and exchange rates each time before you send.

• Look out for promotions: Referral bonuses and coupon codes can save money on transfers.

Conclusion & Recommendation

Remitly remains a reliable and widely used service for sending money to Poland, with clear pricing and multiple delivery methods. For users who want to save on fees, Panda Remit stands out with zero-fee first transfers and seasonal promotions. Both platforms are secure, fast, and easy to use, making cross-border transfers simple and affordable.