Secure by Design: Starryblu’s MAS-Regulated and Bank-Level Protection

Introduction: Security as a Foundation for Global Finance​

At the Singapore FinTech Festival 2025, security takes center stage as Starryblu demonstrates its commitment to building trust through robust regulatory compliance and advanced protection mechanisms. As a MAS-licensed global financial services product, Starryblu has integrated security into every aspect of its platform design, ensuring users can conduct international transactions with absolute confidence in the system's integrity and safety measures.

Regulatory Compliance and Licensing Framework​

Starryblu operates under the strict oversight of the Monetary Authority of Singapore (MAS) as a licensed Major Payment Institution (MPI: PS20200501). This regulatory foundation ensures adherence to the highest standards of financial governance and operational transparency. The platform maintains multiple financial licenses across various international jurisdictions, creating a comprehensive compliance framework that protects users regardless of their geographic location or transaction patterns.

Fund Segregation and Banking Partnerships​

User funds receive maximum protection through segregation in dedicated custody accounts at OCBC Bank, one of Singapore's most established financial institutions. This separation ensures that customer assets remain secure and distinct from corporate funds, providing an additional layer of security. The banking partnership represents Starryblu's commitment to maintaining traditional banking security standards while delivering innovative fintech solutions.

Advanced Security Infrastructure​

The platform employs adaptive multi-factor authentication (MFA) that dynamically adjusts security requirements based on transaction risk profiles. AI-powered risk control systems operate 24/7 to monitor for suspicious activities, while real-time transaction alerts keep users informed of account activities. The infrastructure includes instant account and card freezing capabilities, giving users immediate control in potentially compromising situations.

Insurance Protection and Liability Coverage​

Starryblu provides SGD 2 million in account security insurance, offering users peace of mind against potential losses. This coverage extends to various scenarios including unauthorized transactions and system failures, demonstrating the platform's commitment to user protection beyond basic regulatory requirements. The insurance framework complements the technical security measures to create a comprehensive safety net.

Security in Daily Operations​

Every transaction benefits from bank-grade encryption protocols and secure communication channels. The platform's security design extends to all user interactions, including QR code payments, NFC transactions, and international transfers. Starryblu's security team continuously updates protection measures to address emerging threats in the digital finance landscape.

Experience Security Firsthand at SFF 2025​

Visit Starryblu at Booth 3E13 to learn how security integrates seamlessly with user experience. Our security experts will demonstrate the protection mechanisms and discuss how regulatory compliance creates a foundation for innovative financial services that users can trust for their international banking needs.

Commitment to Continuous Security Enhancement​

Starryblu remains dedicated to advancing its security protocols in line with technological developments and regulatory changes. The platform's security team works proactively to identify potential vulnerabilities and implement preventive measures, ensuring that user protection evolves alongside emerging financial technologies and threats.

About Starryblu​

Starryblu is a global financial services product by WoTransfer Pte Ltd. Starryblu Singapore holds an MPI license, is regulated by MAS, and maintains licenses in other countries worldwide. Working with top investment institutions and partners, Starryblu ensures the security of user funds. Both Starryblu and Panda Remit operate under WoTransfer Pte Ltd, with Panda Remit specializing in cross-border remittances while Starryblu provides comprehensive financial services.