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Ireland's Trade Shift and Remittances to Ghana: Why Panda Remit May Beat TransferWise for You

1. Ireland’s New Tariff Rules Raise the Stakes for Personal Transfers

 

In June 2025, the Irish government introduced tighter import oversight for non-EU goods, especially from African and Asian markets. While primarily aimed at business imports, The Irish Times reports that these changes are indirectly affecting cross-border personal remittances, including financial transfers to countries like Ghana.

 

As a result, Ghanaians living in Ireland face one key challenge:


How to send euros to Ghanaian cedis (GHS) efficiently, safely, and at minimal cost?

 

2. Exchange Rate Insight: EUR to GHS Trends

 

According to XE.com in July 2025, the EUR/GHS exchange rate ranges between 13.60 and 14.25. This range, while seemingly small, can lead to substantial differences in received amounts on larger transfers.

 

That’s why using a tool that offers live exchange rate monitoring and alerts can significantly improve the value of your remittance.

 

3. TransferWise (Wise) vs. Panda Remit: A Practical Comparison

 

Platform

Rate Transparency

Fees

User Experience

App-Only?

Transfer Tracking

GHS Support

TransferWise (Wise)

Mid-market rates 

0.4%–1.2% 

Web & App 

No

Partial tracking

Yes

Panda Remit

Live rates, transparent 

Zero fees for first transfer 

Streamlined mobile app 

Yes 

Full transfer tracking 

Yes 

 

 

While Wise is known for transparency and reliability, Panda Remit offers lower fees, faster delivery, and a more mobile-focused experience—especially appealing to users prioritizing convenience and cost.

 

4. Why Choose Panda Remit for Sending EUR to GHS?

 

  •  Real-time EUR to GHS exchange rates, with customizable alerts;

  •  Zero fees on your first transfer, plus ongoing low-cost service;

  •  Full transfer tracking—know when your money arrives;

  •  100% app-based platform for iOS and Android;

  •  Regulated and encrypted with licenses in multiple jurisdictions.

 

5. How to Send Money from Ireland to Ghana in 5 Easy Steps

 

  1. Download the Panda Remit App;

  2. Sign up and verify your identity;

  3. Monitor the EUR to GHS rate and input the amount;

  4. Enter recipient details and submit the transfer;

  5. Track your transfer in real-time—most are completed within minutes.

 

Final Thoughts: Panda Remit, a Smarter Alternative to Wise?

 

With shifting Irish regulations and growing user expectations, choosing a fast, transparent, and low-cost remittance tool matters more than ever.


Panda Remit is not only competitive with TransferWise—it often goes one step further by offering fee-free first transfers, mobile-native convenience, and real-time tracking.

 

 Sign up now and enjoy your first transfer fee-free!
 https://www.pandaremit.com/zh/chn/register

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