How to Send EUR to Vietnamese Dong Securely from Germany – A Cross-Border Transfer Guide in 2025
Benjamin Clark - 2025-06-23 16:59:28.0 14
1. Germany’s New Financial Controls Make Remittance More Regulated
In early 2025, Germany continues to tighten financial control measures as part of the EU’s Anti-Money Laundering (AML) strategy. One significant update? Personal remittances to non-EU countries like Vietnam are under stricter scrutiny.
A recent circular from the Federal Ministry of Finance recommends that banks enforce tighter documentation and ID verifications for cross-border funds. For Vietnamese nationals living and working in Germany, this makes traditional bank transfers more complicated, slower, and often more expensive.
In this context, fast, affordable, and safe money transfer solutions have become essential.
2. Traditional Banks vs. Panda Remit: A Clear Winner
Let’s take a look at how traditional German banks compare to Panda Remit for EUR to VND transfers:
|
Feature |
Traditional Banks |
Panda Remit |
|---|---|---|
|
Transfer Fees |
€15–30 or % of amount |
Free for first-time users |
|
Delivery Time |
3–5 business days |
As fast as 2 minutes |
|
Exchange Rate |
Fixed daily rate |
Real-time, market-based |
|
VND Support |
Limited to SWIFT banks only |
Supports VCB, Momo, etc. |
|
Progress Tracking |
Manual or unavailable |
Full app-based tracking |
Data sourced from Deutsche Bundesbank, World Bank 2024 Remittance Report, and user testing.
3. Why Panda Remit is the Best EUR-VND Option
Panda Remit is a global platform built for personal remittance needs, with special support for EUR to VND transfersfrom Germany:
-
Security & Compliance: Licensed by BaFin in Germany and connected to verified Vietnamese banking networks;
-
Live exchange rates: Always get the best possible rate, with zero hidden charges;
-
Supports VND wallets and banks: From Vietcombank to Momo and Techcombank;
-
App-only operation: No paperwork, no branch visits—just tap and send;
-
Track every step: Monitor progress, notify recipient, and receive delivery confirmations in real time.
4. Final Thoughts: Safe, Fast, and Fair
Vietnam remains a strategic partner to Germany and the EU in Asia. As financial oversight intensifies, using a compliant and trustworthy platform for personal remittances is more crucial than ever.
Panda Remit empowers individuals with secure, real-time, and cost-effective EUR to VND transfers.
Sign up now and enjoy zero fees on your first transfer!
https://www.pandaremit.com/zh/chn/register
